Important Notice: You must be at least 21 years of age to use oja88 services. Gambling involves financial risk. Please play responsibly and only with funds you can afford to lose.

1. Definitions

For the purposes of these Terms and Conditions, the following definitions apply:

  • "Platform" refers to the oja88 website accessible at https://oja88.cam and any associated mobile applications or software.
  • "Services" refers to all online gaming products offered by oja88, including but not limited to sports betting, live casino games, slot games, and togel (traditional Indonesian numbers lottery).
  • "User," "You," "Your" refers to any individual who registers an account and uses the oja88 Platform.
  • "We," "Us," "Our," "oja88" refers to the operator of the Platform and provider of Services.
  • "Account" refers to the personal user account created upon registration on the Platform.
  • "Balance" refers to the funds available in Your Account for placing bets and playing games.
  • "Bet" refers to any wager placed on sports events, casino games, slots, or togel draws through the Platform.
  • "Bonus" refers to promotional credits, free bets, cashback, or other incentives offered by oja88.
  • "IDR" or "Rp" refers to Indonesian Rupiah, the primary currency used on the Platform.

2. Agreement to Terms

By accessing the oja88 Platform, registering an account, or using any of our Services, You acknowledge that You have read, understood, and agree to be bound by these Terms and Conditions in their entirety. These Terms constitute a legally binding agreement between You and oja88.

We reserve the right to modify, amend, or update these Terms at any time without prior notice. Any changes will be effective immediately upon posting to the Platform. It is Your responsibility to review these Terms periodically. Continued use of the Platform following any changes constitutes Your acceptance of the revised Terms.

If You do not agree with any part of these Terms, You must immediately cease using the Platform and close Your Account by contacting our customer support team.

3. Eligibility Requirements

To register an account and use oja88 Services, You must meet the following eligibility criteria:

3.1 Age Requirement

You must be at least 21 years of age or the legal age of majority in Your jurisdiction, whichever is greater. oja88 strictly prohibits underage gambling. We reserve the right to request identity verification documents at any time to confirm Your age. Failure to provide requested documentation within 14 days may result in Account suspension and fund forfeiture.

3.2 Residency

You must be a resident of Indonesia with a valid Indonesian address. You may be required to provide proof of residency during the account verification process. Services are not available to individuals residing in jurisdictions where online gambling is prohibited by law.

3.3 Legal Capacity

You must have full legal capacity to enter into a binding contract. You must not be under any legal disability or restriction that would prevent You from lawfully participating in online gambling activities.

3.4 Single Account Policy

Each individual is permitted to hold only one active Account on oja88. Creating multiple accounts (also known as "multi-accounting") is strictly prohibited and may result in immediate termination of all accounts, forfeiture of funds, and cancellation of bets and bonuses.

3.5 Excluded Persons

You must not be an employee, contractor, consultant, or family member of an oja88 employee. You must not be a professional athlete, coach, referee, or other participant in any sport or competition covered by our sportsbook betting markets where a conflict of interest may exist.

4. Account Registration

4.1 Registration Process

To create an Account, You must provide accurate, current, and complete information during the registration process. Required information includes but is not limited to: full legal name, date of birth, email address, phone number, residential address, and chosen username and password.

You agree to maintain and promptly update Your Account information to ensure it remains accurate and complete at all times. Providing false, misleading, or incomplete information constitutes a breach of these Terms and may result in Account suspension or closure.

4.2 Account Security

You are solely responsible for maintaining the confidentiality of Your Account credentials, including Your username and password. You agree not to share Your login credentials with any third party. Any activity conducted through Your Account will be deemed as performed by You, and You will be held responsible for all transactions and bets placed.

If You suspect unauthorized access to Your Account or any security breach, You must immediately notify oja88 customer support and change Your password. We recommend enabling two-factor authentication for enhanced security.

4.3 Know Your Customer (KYC) Verification

oja88 is committed to preventing fraud, money laundering, and underage gambling. As part of our regulatory obligations, we require all users to complete identity verification (KYC) before processing withdrawals. You may be asked to submit copies of government-issued identification (KTP or passport), proof of address (utility bill or bank statement dated within the last 3 months), and proof of payment method ownership.

Withdrawal requests may be delayed or declined if KYC documentation is not provided within 14 days of the request. We reserve the right to request additional documentation at any time to verify Your identity or source of funds.

5. Deposits and Withdrawals

5.1 Deposits

oja88 accepts deposits through various payment methods including Indonesian banks (BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, BSI, Bank Permata), e-wallets (OVO, DANA, GoPay, ShopeePay, LinkAja), and international cards (Visa, Mastercard). All deposits are processed in Indonesian Rupiah (IDR).

Minimum deposit amounts vary by payment method and are displayed at the time of transaction. Deposits are typically credited to Your Account instantly, though processing times may vary depending on Your payment provider. oja88 does not charge fees for deposits, but Your financial institution may impose transaction fees.

You confirm that all funds deposited into Your Account are legitimately owned by You and do not originate from illegal activities. We reserve the right to conduct enhanced due diligence on large or suspicious transactions and may request proof of source of funds.

5.2 Withdrawals

Withdrawal requests can be submitted at any time through Your Account dashboard. Withdrawals are processed to the same payment method used for deposits where possible, in compliance with anti-money laundering regulations. You must have completed KYC verification before Your first withdrawal request can be processed.

Minimum withdrawal amount is Rp 50,000 IDR. Maximum daily withdrawal limits apply based on Your Account status and verification level. Standard withdrawals are processed within 24 hours, with funds typically reaching Your account within 5 minutes for Indonesian bank transfers and e-wallets. VIP members enjoy priority processing with even faster withdrawal times.

We reserve the right to withhold withdrawals if we suspect fraudulent activity, bonus abuse, or violation of these Terms. Any Account under investigation will be notified, and funds will be held pending resolution of the investigation.

5.3 Dormant Accounts

Accounts with no login activity for 12 consecutive months are considered dormant. A monthly maintenance fee of Rp 50,000 IDR (or equivalent remaining balance if lower) will be deducted from dormant accounts until the balance reaches zero or the Account is reactivated. You will receive email notification before dormancy fees are applied.

6. Bonuses and Promotions

6.1 Bonus Eligibility

oja88 offers various bonuses and promotions including welcome bonuses, reload bonuses, cashback, free bets, and VIP rewards. Bonuses are subject to specific terms and conditions that are displayed alongside each promotional offer. By claiming a bonus, You agree to comply with all applicable bonus terms.

Bonuses are intended for recreational players and for personal entertainment use only. Professional bonus hunters and players demonstrating patterns of bonus abuse will have bonuses forfeited and may face Account closure.

6.2 Wagering Requirements

Most bonuses carry wagering requirements (also known as turnover or rollover requirements) that must be met before bonus funds and associated winnings can be withdrawn. Wagering requirements are expressed as a multiple of the bonus amount (e.g., 5x, 10x, 20x) and must be completed within the specified timeframe, typically 30 days from bonus credit.

Different games contribute differently toward wagering requirements. Slots typically contribute 100%, while table games may contribute less. Specific contribution rates are listed in each promotion's terms. Bets placed on multiple outcomes of the same event or other hedging strategies do not count toward wagering requirements.

6.3 Maximum Bet Limits with Active Bonuses

While wagering a bonus, maximum bet limits apply to prevent bonus abuse. The maximum bet amount per spin or per round is typically Rp 50,000 IDR or 10% of the bonus amount, whichever is lower. Exceeding maximum bet limits may result in bonus forfeiture and voiding of associated winnings.

6.4 Bonus Forfeiture

You may request to forfeit an active bonus at any time by contacting customer support. Upon forfeiture, the bonus balance and any winnings derived from bonus funds will be removed from Your Account. Only Your original deposited funds (if any) will remain.

oja88 reserves the right to cancel, modify, or withdraw any bonus or promotion at any time without prior notice. In the event of technical errors resulting in incorrect bonus credits, we reserve the right to correct the error by adjusting Account balances.

7. Betting Rules

7.1 General Betting Rules

All bets are final once confirmed. You are responsible for ensuring the accuracy of Your bets before submission. Bets cannot be cancelled or modified after confirmation except in cases of obvious technical errors or "palpable errors" (clearly incorrect odds displayed due to system malfunction).

Minimum and maximum stake limits apply to all markets and are displayed at the time of bet placement. Stake limits may vary based on sport, competition, market type, and Your Account status. We reserve the right to refuse or limit bets at our discretion, particularly from players demonstrating sharp betting patterns or suspected arbitrage activity.

7.2 Sports Betting Settlement

Sports bets are settled based on official results published by the governing body of each sport or competition. If an event is postponed, bets remain valid if the event takes place within 48 hours of the original scheduled start time. If an event is abandoned or cancelled beyond this window, bets are typically voided and stakes refunded, unless settlement has already been determined.

For live (in-play) betting, we make every effort to provide accurate real-time information, but do not guarantee the accuracy or completeness of live data. If significant errors occur in live betting odds or scores, we reserve the right to void affected bets.

7.3 Casino Game Rules

All casino games are governed by their individual game rules, which are accessible within each game interface. Results are determined by certified Random Number Generators (RNG) that are regularly audited for fairness. Live casino games are conducted by professional dealers in real-time, with results based on physical outcomes (card draws, roulette wheel spins, dice rolls).

In the event of disconnection during an active game round, the round will complete according to standard game rules. Your bets and any winnings will be settled to Your Account balance automatically. You can view game history to confirm outcomes.

7.4 Togel Draw Rules

Togel results are based on official draws conducted by licensed operators. Draw times and result publication schedules are posted on the Platform. Winning numbers are verified against official sources. In rare cases where official results are disputed or delayed, settlement may be postponed until official confirmation is received.

8. User Responsibilities

8.1 Prohibited Activities

You agree not to engage in any of the following prohibited activities:

  • Using the Platform for any unlawful purpose or in violation of these Terms
  • Creating multiple accounts or allowing others to use Your Account
  • Using automated systems, bots, or software to place bets or manipulate the Platform
  • Colluding with other users or third parties to manipulate outcomes or exploit the Platform
  • Engaging in arbitrage betting, syndicate betting, or other advantage play strategies deemed unfair
  • Exploiting technical errors, bugs, or vulnerabilities in the Platform
  • Depositing funds from stolen credit cards, fraudulent payment methods, or illicit sources
  • Attempting to reverse engineer, decompile, or hack the Platform or its software
  • Harassing, abusing, or threatening oja88 staff or other users
  • Using VPNs, proxies, or other tools to disguise Your location or identity

Violation of any prohibited activity may result in immediate Account suspension, forfeiture of funds, and permanent ban from oja88 services. We reserve the right to report suspected criminal activity to relevant authorities.

8.2 Responsible Gambling

You acknowledge that gambling involves financial risk and may lead to addiction. You agree to gamble responsibly and only with funds You can afford to lose. oja88 provides responsible gambling tools including deposit limits, loss limits, session time limits, self-assessment quizzes, and self-exclusion options. We strongly encourage You to utilize these tools to maintain healthy gambling habits.

If You feel that gambling is negatively impacting Your life, finances, or relationships, please seek help immediately. Contact our support team to discuss self-exclusion options, or reach out to professional problem gambling support organizations.

9. Limitations of Liability

9.1 Platform Availability

While we strive to provide uninterrupted access to the Platform, oja88 does not guarantee that the Platform will be available at all times or free from errors, viruses, or technical issues. We reserve the right to suspend or terminate the Platform temporarily for maintenance, upgrades, or in response to unforeseen technical problems. We are not liable for any losses incurred during periods of Platform unavailability.

9.2 Disclaimer of Warranties

The Platform and Services are provided "as is" and "as available" without warranties of any kind, either express or implied. oja88 disclaims all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Platform will meet Your requirements or that operation will be error-free or secure.

9.3 Limitation of Liability

To the fullest extent permitted by applicable law, oja88 shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from Your use of the Platform or Services, including but not limited to loss of profits, data, or goodwill. Our total liability to You for any claim arising from these Terms shall not exceed the amount of funds in Your Account at the time the claim arose, or Rp 10,000,000 IDR, whichever is lower.

9.4 Force Majeure

oja88 is not responsible for any failure or delay in performing obligations under these Terms resulting from causes beyond our reasonable control, including but not limited to natural disasters, war, terrorism, riots, government actions, internet outages, server failures, DDoS attacks, or acts of God. During force majeure events, our obligations are suspended for the duration of the event.

10. Account Termination

10.1 Termination by User

You may request Account closure at any time by contacting oja88 customer support. Upon closure request, any pending bets will be settled, and Your remaining balance (minus any applicable bonuses subject to wagering requirements) will be made available for withdrawal. Account closure is typically processed within 7 business days.

10.2 Termination by oja88

We reserve the right to suspend or permanently close Your Account at our sole discretion if we believe You have violated these Terms, engaged in fraudulent activity, abused bonuses, or pose a risk to the integrity of the Platform. In such cases, we will notify You via email with an explanation of the reason for termination.

Upon termination for breach of Terms, any bonuses and associated winnings will be forfeited. We reserve the right to withhold withdrawals pending investigation of suspected rule violations. If termination is found to be unjustified, Your funds will be returned in full.

10.3 Effects of Termination

Upon Account termination (by either party), Your right to access and use the Platform immediately ceases. All licenses and rights granted to You under these Terms are revoked. Provisions of these Terms that by their nature should survive termination (including but not limited to disclaimers, limitations of liability, and dispute resolution clauses) shall remain in effect.

11. Governing Law and Dispute Resolution

11.1 Governing Law

These Terms and Conditions shall be governed by and construed in accordance with international gaming law and regulations applicable to oja88's licensing jurisdiction. To the extent permitted by law, disputes will be resolved in accordance with the laws of Indonesia for matters concerning consumer rights and local regulatory compliance.

11.2 Dispute Resolution

In the event of any dispute, claim, or controversy arising out of or relating to these Terms or Your use of the Platform, You agree to first attempt to resolve the dispute informally by contacting oja88 customer support. We will make good faith efforts to resolve disputes amicably within 30 days.

If informal resolution is unsuccessful, disputes shall be submitted to binding arbitration in accordance with established arbitration rules. Arbitration shall be conducted in English, and the arbitrator's decision shall be final and binding. You waive any right to participate in class action lawsuits or class-wide arbitration.

11.3 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be severed, and the remaining provisions shall continue in full force and effect.

12. Contact Information

If You have any questions, concerns, or complaints regarding these Terms and Conditions, or if You need assistance with Your Account, please contact oja88 customer support through the following channels:

  • Email: [email protected] (response time: 2-4 hours during WIB business hours)
  • Live Chat: Available 24/7 via the Platform (average response time: under 30 seconds)
  • WhatsApp: +62 812 3456 7890 (for reference only)
  • In-Platform Messaging: Access via Account dashboard after login

For legal inquiries, compliance matters, or formal complaints, please email: [email protected]

Our customer support team operates on Western Indonesia Time (WIB, UTC+7) and is available around the clock to assist You in Indonesian or English.

Eligibility

Must be 21+ years old, Indonesian resident, and not hold multiple accounts. Identity verification required before withdrawals.

Account Security

Keep login credentials confidential. You are responsible for all activity on Your Account. Enable two-factor authentication.

Fair Play

No multi-accounting, bot usage, collusion, or arbitrage betting. Bonuses are for recreational use only. Violations result in Account closure.

Payments

Deposits instant via BCA, BRI, BNI, Mandiri, OVO, DANA, GoPay. Withdrawals processed within 24 hours after KYC verification.

Bonuses

All bonuses carry wagering requirements. Read specific bonus terms before claiming. Maximum bet limits apply during wagering.

Responsible Gaming

Set deposit limits, session timers, and self-exclusion if needed. Gambling should be entertainment, not income. Seek help if needed.

Questions About Our Terms?

If you need clarification on any section of these Terms & Conditions, visit our FAQ page or contact our support team for assistance.

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